I have a whole drive of overlays cut from Episode backgrounds here: Episode Overlays, Free Use
I don’t require credit for these but if you want to credit me, a readerMessage with my Forum name will be fine. 
Check out:
**OFFICIAL** Overlay Sharing Thread
and
Official Background Sharing Thread
as people post to them regularly. You can also find links to creator drives through the background sharing thread. Remember to look for how the people want credit in the comments since some forget to put it with their image post and don’t share anyone’s art without permission
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